Effective as of July 1, 2017
By accessing and using the site, you accept and agree, without limitation, to the following:
By using the FederalCreditLoans.com website and/or participating in our services, you are indicating that you fully understand and agree that FederalCreditLoans.com a free online financial network and is not a financial institution. You understand and agree that FederalCreditLoans.com is not a lender or creditor, and does not itself issue the financial products advertised on this website. The financial products advertised on this website are made available to you by third parties who are part of the FederalCreditLoans.com network. You understand and agree that if you choose to accept a lending product offered to you by one of these third parties, that product is the sole responsibility of the respective third party, and not of FederalCreditLoans.com. If you have questions or concerns about the lending product you are offered, you should contact the lender directly.
Although we attempt to facilitate every request, FederalCreditLoans.com does not make lending decisions and does not guarantee that you will be approved for a loan as a result of using our service. FederalCreditLoans.com is not responsible for requests that cannot be funded or unsuccessful funding requests arising from requester's ineligibility to qualify for the funding opportunity. Any receipts or confirmations you may receive from FederalCreditLoans.com are for informational and recordkeeping purposes only, and should not be interpreted as an offer to lend. As always, loan approvals, amounts, and rates are determined by the lender, and will vary depending on the lender you are connected with and on your ability to repay.
Site Usage Restrictions
By accessing the content on this site, you further indicate that you understand and agree that the content appearing on this site, including all trademarks, trade names, characters, design, titles, graphics, logos and other properties, including all back-end software, text, voice, and images are protected intellectual property. Such items are owned by FederalCreditLoans.com, its licensees, or by third parties who have authorized FederalCreditLoans.com to use such properties. You may not make personal or business use of any such content without the prior express written consent of FederalCreditLoans.com. By using the site, you agree not to sell, resell, reproduce, duplicate, copy or use for any commercial purposes any portion of this site, or use of or access to this site.
When you submit your personal information to FederalCreditLoans.com and its network of lenders, you are providing your express written consent under the Fair Credit Report Act (FCRA) for FederalCreditLoans.com and/or the third-party lenders and financial service providers in its network to pull your consumer credit profile. In order to facilitate your loan request, FederalCreditLoans.com may conduct a “soft pull” on your credit. This type of credit check does not affect your credit score. Please note, however, that the lenders and affiliates in the FederalCreditLoans.com network may conduct a credit check through one of the three main credit bureaus, which can impact your credit score. If you do not wish to consent to such credit checks, do not submit your information through this website.
Please be aware that FederalCreditLoans.com may receive compensation from the lenders and affiliates in its network. By continuing to use the site, you agree to these compensation arrangements, regardless of whether or not they relate to or affect your usage of the site.
Limitation of Liability and Disclaimer of Warranties
All content provided on the FederalCreditLoans.com website is provided to you on an “as-is” basis, without any express or implied warranties. FederalCreditLoans.com does not provide any warranties regarding the results of your use of the FederalCreditLoans.com website and content, nor does it guarantee that the website will be free of technical inaccuracies, typographical errors, viruses, or other harmful components. Although FederalCreditLoans.com uses maximum efforts to ensure that the content of the website is accurate and up to date, FederalCreditLoans.com cannot guarantee the accuracy or reliability of content on the website, and makes no representations or warranties regarding such.
By using the FederalCreditLoans.com website and/or service(s), you agree that neither FederalCreditLoans.com nor its partners, affiliates, or other parties involved in the creation and/or operation of this website shall be liable for any direct, incidental, consequential, compensatory, special, indirect, or punitive damages arising out of your use of the FederalCreditLoans.com website. These exclusions and limitations are applied to the fullest extent permitted by law.
Privacy and Security
FederalCreditLoans.com takes extensive efforts to protect against unintended interception of user data. These measures include utilizing 2048-bit encryption to protect personal information. Despite these efforts, FederalCreditLoans.com cannot guarantee that your information will not be intercepted by unintended third parties. By submitting your information through the FederalCreditLoans.com website, you indicate that you understand and agree that FederalCreditLoans.com is not responsible for unauthorized interception of information submitted through the website.
FederalCreditLoans.com shall be excused from liability for non-delivery or delay in delivery of products and services available through our site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.
Furthermore, FederalCreditLoans.com is not responsible for damages that may be incurred by third parties as a result of your use of the FederalCreditLoans.com website. By using the website, you agree to indemnify and hold FederalCreditLoans.com and affiliated parties (including, but not limited to, its subsidiaries, affiliates, officers, agents and other partners and employees) harmless from any loss, liability, claim or demand, including reasonable attorney’s fees, made by any third party due to or arising out of your use or attempted use of the FederalCreditLoans.com website.
ANY PROCEEDINGS TO RESOLVE, LITIGATE OR ARBITRATE ANY DISPUTE IN ANY FORUM WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. NEITHER YOU NOR WE WILL SEEK TO HAVE ANY DISPUTE HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. NO ARBITRATION OR PROCEEDING WILL BE COMBINED WITH ANOTHER WITHOUT THE PRIOR WRITTEN CONSENT OF ALL PARTIES TO ALL AFFECTED ARBITRATIONS OR PROCEEDINGS. FURTHERMORE, YOU AGREE THAT YOU WILL NOT SEEK TO HAVE ANY DISPUTE AGAINST ANY LENDER TO WHOM YOU ARE REFERRED HEARD AS A CLASS ACTION, PRIVATE ATTORNEY GENERAL ACTION, OR IN ANY OTHER PROCEEDING IN WHICH EITHER PARTY ACTS OR PROPOSES TO ACT IN A REPRESENTATIVE CAPACITY. THIS CLASS ACTION WAIVER MAY BE LIMITED BY APPLICABLE LAW, BUT IS INTENDED TO BE ENFORCED TO THE FULL EXTENT ALLOWED BY LAW.
Except as explicitly noted on this website, all available services are provided by Federal Management Enterprises, LLC, a Delaware company, located at:
8 The Green
Dover, Deleware 19901
Please feel free to contact us regarding any questions, comments, or concerns you may have about the FederalCreditLoans.com website and/or its services. All questions pertaining to your requested/outstanding loan(s) must be directed to your assigned third-party lender.