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Consumer Notice: Personal generally range from $1,000 to $35,000, and the funds can be used for any legal purpose the borrower chooses – including bill payment, debt consolidation, home improvements, or even a family vacation. The APR for personal loans varies, but some lenders offer APRs ranging from 5.99% to 35.99% (rates might be higher pending the requested information) and term lengths ranging from 3 to 72 months. FederalCreditLoans does not guarantee that you will qualify for a loan, nor does it guarantee that you will receive an offer with terms that are acceptable to you. and terms will vary based on your qualification, and you should carefully review all terms before accepting a loan offer. For specific information about your loan terms, please contact your lender directly.

This website is privately owned and is not owned or operated by any state government agency.

Legal Disclaimer: FederalCreditLoans.com is not a bank, lender, creditor, or financial institution, and does not make any approval, loan, or credit decisions. FederalCreditLoans.com is not acting as a representative or agent for any lender or financial service provider, nor does it endorse any particular lender or product. FederalCreditLoans.com simply provides an online marketplace that serves to connect prospective borrowers with lenders in our network. You are under no obligation to use our service to contact a lender, request a loan, or accept a loan offer. We do not guarantee that you will be offered a loan, nor do we guarantee that offered loans and terms will be acceptable to you. Consumers in certain states may not be eligible to request or accept a loan via our website.

Please note that lenders in our network may wish to verify some of your information before offering you a loan. This information may include, but is not limited to, your social security number, driver's license number or other federal or state identification, and credit history. Your credit history may be verified through national databases including Equifax, Transunion, Experian and other credit bureaus. By submitting your information and agreeing to our Privacy Policy and Terms and Conditions, you agree that lenders may obtain your credit report(s) and verify your information.

When you submit your information via our online form and agree to our terms, you are giving your express consent for FederalCrditLoans.com to forward your information to multiple lenders and/or third party providers, who will evaluate your information to determine whether or not they can offer you a loan. If a lender approves you for a loan, you will be redirected to the lender's website to complete the process. All fees and rate information charged by the lender will be disclosed to you at that time. Please be sure to carefully and thoroughly review the rates and fees provided by the lender before agreeing to accept the loan. You are under no obligation to accept terms you are not comfortable with, and you should not accept terms that include payment amounts that are too difficult or impossible for you to meet.

If you decide that the loan terms are acceptable to you, you will be able to E-sign your loan documents with your lender directly. When e-signing, you are entering into a legally binding contract with the lender and you are responsible for repayment of the loan. Your repayment obligation and any other loan-specific questions or concerns are between you and the lender, not FederalCreditLoans.com. Questions regarding this information should be directed to your lender.

Please note that the loans offered by our lenders are intended for short-term financial relief and are not long-term financial solutions. You can learn more by visiting our Rates & Fees page. We encourage borrowers who need long term financial solutions to contact a financial advisor.

Availability: This service is not available in all states, and the states this website services may change from time to time without notice. We highly recommend that you review all local laws and regulations regarding personal loans in your particular state before requesting or accepting a loan.