You are submitting a request to be connected with independent, third-party lenders (“Third Party”). In order to offer you services, these independent, third-party lenders need your consent to use and accept electronic signatures, records, and disclosures ("E-Consent"). This disclosure notifies you of your rights when receiving electronic disclosures, notices, and information. By clicking on the link consenting to our terms, you acknowledge that you received this E-Consent and that you consent to conduct transactions using electronic signatures, electronic disclosures, electronic records, and electronic contract documents ("Disclosures").
OPTION FOR PAPER OR NON-ELECTRONIC RECORDS
You may request any Disclosures in paper copy by contacting the independent, third-party lenders directly. They will provide paper copies at no charge and will likely retain all Disclosures as applicable law requires.
SCOPE OF CONSENT
This E-Consent applies to all interactions online concerning you and the independent, third-party lenders and includes those interactions engaged in on any mobile device, including, smart-phones and tablets. By exercising this E-Consent, the third party may process your information and interact during all online interactions with you electronically. The third party may also send you notices electronically related to its interactions and transactions.
CONSENTING TO DO BUSINESS ELECTRONICALLY
Before you decide to do business electronically with a third party lender, you should consider whether you have the required hardware and software capabilities described below.
HARDWARE AND SOFTWARE REQUIREMENTS
To access and retain the Disclosures electronically, you may need to use the following computer software and hardware: A PC or MAC compatible computer or other device capable of accessing the Internet, access to an e-mail account, and an Internet Browser software program that supports at least 128-bit encryption, such as Microsoft® Internet Explorer, or Mozilla Firefox®. To read some documents, you may need a PDF file reader like Adobe®. You may need a printer or a long-term storage device, such as your computer's disk drive, to retain a copy of the Disclosures for future reference. You may send any questions regarding the hardware and software requirements directly to the third party lender.
Your E-Consent for our infomediary services and for our third party’s consideration of your request cannot be withdrawn because it is a one-time transaction. If you are connected with one or more independent, third-party lenders, you are free to withdraw your E-Consent with those lenders at any time and at no charge. If you decide to withdraw this E-Consent, the legal effectiveness, validity, and enforceability of prior electronic disclosures will not be affected.
CHANGES TO YOUR CONTACT INFORMATION
You should keep any independent, third-party lenders you may be connected with informed of any change in your electronic address or mailing address. You may update such information by logging into the third party’s website or by sending the third party a written update by mail.
BY CLICKING THE LINK, YOU ACKNOWLEDGE YOU HAVE READ THIS INFORMATION ABOUT ELECTRONIC SIGNATURES, RECORDS, DISCLOSURES, AND DOING BUSINESS ELECTRONICALLY AND CONSENT TO THESE TERMS. YOU ACKNOWLEDGE THAT YOU CAN ACCESS THE DISCLOSURES IN THE DESIGNATED FORMATS AS DESCRIBED ABOVE. YOU CONSENT TO USING ELECTRONIC SIGNATURES, HAVING ALL DISCLOSURES PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM AND TO DOING BUSINESS WITH ANY THIRD PARTIES, INCLUDING INDEPENDENT THIRD PARTY LENDERS, ELECTRONICALLY. YOU ACKNOWLEDGE THAT YOU MAY REQUEST A PAPER COPY OF THE ELECTRONIC RECORDS AND DISCLOSURES, WHICH WILL BE PROVIDED TO YOU AT NO CHARGE. IF YOU REFRAIN FROM PROCEEDING THEN YOU NEITHER WISH TO USE ELECTRONIC SIGNATURES NOR CONDUCT THIS TRANSACTION ELECTRONICALLY. YOU ALSO ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE SERVICES FROM THIRD PARTY LENDERS OVER THE INTERNET.